When changing jobs, one of the options you may have with your 401(k) is to roll it over into an IRA. Talk with your financial professional because a rollover can offer benefits like:

• More investment choices – Employer plans tend to offer limited options.
• Communications – When you leave your 401(k) with your former employer, you may miss communications and updates about the plan.
• Potentially Lower fees – Learn what the management and administrative fees for your 401(k) plan are versus an IRA.

Reach out to explore your options.

Before deciding whether to retain assets in an employer-sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.